Vertikal Helse - health insurance

Vertikal Helse is If's medical expertise company. Our vision is to contribute to a better healthcare system in Norway by making medical expertise accessible to everyone and getting you back to what you love most, faster.

Apply for a refund
Buy health insurance for your company
Buy health insurance as a private person

Submit a claim on your health insurance

Have your referral ready when you submit a case. If you have referrals for multiple issues, report each issue as a separate case.

When logging in with BankID, select the button labeled "BankID" only.

Note: All expenses must be pre-approved by Vertikal Helse

Submit a claim
Contact information

You can find contact information on the customer service website.

Contact information

Norway's first and largest provider of health insurance

Vertikal Helse is a subsidiary of If, and together we are Norway's largest provider of health insurance

Vertikal Helse was established in 1998 and was the first company to offer health insurance in Norway. For over 25 years, Vertikal Helse has been a market leader in the distribution and development of health insurance in Norway. We have achieved this by focusing on our patients and providing personalized medical follow-up. As the market leader, we have developed unique expertise in the Norwegian healthcare system and in understanding our customers' individual needs.

We ensure that patients receive the right treatment at the right time. All our patients are assigned a personal medical advisor who supports them before, during, and after treatment.